Health financing is one of the key components of any health system. It serves both to enable access to healthcare services and to modify the incentives facing providers and consumers. Problem ‘In India, most payments are made to individual service providers directly by consumers at the time that they receive the service. This can result in: (a) poor health outcomes, (b) high exposure to financial risk with more than 5% of the population being forced to go below the poverty line afresh on this account each year, and (c) high levels of inequality. Aim/Principle In order to address these problems, the finance workstream expects to focus on developing pathways to address challenges related to the sources and utilization of health expenditures in a durable manner. Key Questions With this goal in mind, some issues the workstream intends to investigate include:
- What would be the estimated total funding needed for healthcare in India?
- How can health expenditures be increased from national and state tax-funds?
- How can the performance of government managed pools be improved?
- What is the impact and size of Commercial Health Insurance?
- How can better value from Out-of-Pocket expenditures be derived?